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Unusual SMS Alert from FCMB

I recently received a notification that of an account opening with my phone line. Then, I began wondering... How should one receive a bank account opening notification from a bank they have never visited or registered interest in? I have never visited the FCMB (First City Monument Bank) physically or made any such account opening move with the bank online. How did they get access to my phone line? I had immediately deleted the message as a spam message. Then, I also got an Eid Mubarak from FMBN, Federal Mortgage Bank of Nigeria. How did they get my phone line? Do banks now open voluntary accounts for people? Please chat me up privately if you have a some answers to my questions.  I just thought to write this note here for the records. I also got a Eid Mubarak greeting message from FMBN. I do not understand these messages and greetings o. If you do please help me out.

Nation Building is Not Tea Party

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Governance structure, infrastructure, intrastructure, and culture can and should be customised to each country context.  Laundry lists and consensus governmental frameworks sold by thought leaders in developed countries should never be adopted without reckoning unique domestic realities of developing countries. A rethink is necessary to adapt any good element gleaned from other economies. For a country like Nigeria with over 250 ethnic nationalities, 500 languages, and widespread ethnic fractionalisation, national leaders must develop and implement a unifying vision and regional governance structure to create a wholesome national culture.  Otherwise, internal conflicts and cessationist calls stirred by segments of the country that feel marginalised would continue to deter development and investment prospects of the country. Decades of implementing an unfit governance framework has only intensified conflicts and slowed the pace and pattern of development. Without needing to reinvent the

Survey Throwback: Nigeria 2015 Pre-Elections Survey

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As we move towards Nigeria's 2023 Presidential elections, I thought to share a throwback of the pre-elections survey I facilitated back then. In case you missed it, click the link to the post here (https://oluyomioladavidinsights.blogspot.com/2015/03/nigeria-decides-2015-survey-brief.html?m=1) Amongst several findings, the PDP and APC dominated respondent voters' consideration for likely patronage, while other participating political parties accounted for a meagre 1 per cent. In an upcoming voting patterns survey, monitoring and evaluation questions would be included to examine the current state of the nation and pulse of the electorate. Please watch out for the survey notification. Thank you!

Esusu Infographic: Shorter Term ROSCAs

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Esusu A Esusu B Esusu C

What Ground?

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Where is holy But heaven Where is filthy But earth Who is wise Like Christ Who is stupid Like anti-Christ What is man To matter What is dust To air Where is unity But heaven Where is conflict But earth Who is rich  Like God Who is poor  Like man What is bright Like sun What is dark Like night Where is joy But heaven Where is happy But earth Who is vision  Like God Who is blind  Like man What is enduring Like nature What is fleeting Like fame Where is heaven But love Where is hell But hatred Who is full  Like sea Who is thirsty  Like desert What is profit Like peace What is loss Like war

Sacrifice Poverty

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Luggage scanners and metal detectors drive effectiveness and save man-hours at crowded airports and bank buildings. They can be useful for screening persons and baggage moving into living spaces, inns, and hotels. A machine with widespread application, can save precious man-hours. In an high-tech age machines are more efficient and effective detectives. Rich people would buy tools to save time. Poor people would use other people's time to save money.

Rhythms of Resistance

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In desires for more They sold heritage In searching beyond nature They fell into traps In hunger for journey They went into exile In eating beyond nature They became slaves In thirst for sweet They loathed water In craving beyond nature They found gravel In pursuit of light  They acquired lies In reading beyond nature They became blind  In race for fame They walked lame In dreaming beyond nature They saw wishes In quest for answers They bore burdens In asking beyond nature They became noise In climbing for fruits They discovered leaves  In pruning beyond nature They harvest weeds In battle for victory  They crowned folly In hunt beyond nature They became deserts In pursuit of plenty They found greed In happiness beyond nature They drowned treasure In digging for life They mounted dust In living beyond nature They became garments In market for praise They bought shame In labour beyond nature They became goods In speaking for rights They grew silent In calling beyond nature They became w

Knowledge is Water

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Words are architects Words are bulldozers Words are builders True words are priceless Words are water Words are oil Words are garments True words are rich Words are food Words are rain Words are wine True words are bright Words are counting Words are letters Words are teachers True words are constant Words are tools Words are toys Words are machines True words are productive Words are sand Words are seeds Words are swords True words are life Words are shoes Words are servants Words are rulers True words are active Words are ancient Words are culture Words are young True words are dynamic Words are stores Words are gates  Words are goggles True words are willing Words are nurses Words are doctors Words are patients True words are resident Words are sharp Words are soft Words are hard True words are divisive Words are long Words are short Words are fierce True words are graceful ... #Education #WorldWaterDay #SDGs #Culture #everydropcounts  #SocialJustice #HealthyLifestyle #Mentalhealth 

Born Curly, Living Kinky

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Time is steady And we are here Time is gone And it is a wig Nature is green And we are here Brown is friendly And it is a fad Sun is shining And we are here Night is cold And it is a furnace Nature is curly  And we are here Road is straight And it is a kink Moon is glowing And we are here Star is twinkling And it is a dot Nature is colourful  And we are here Royalty is dull And it is a misfit Earth is circular And we are here World is flat And it is a village Nature is silent And we are here  Wagon is noisy And it is a desert  Mount is high And we are here Valley is showy And it is a tower Nature is beautiful And we are here Mirror is faulty And it is fair Truth is life And we are here Talk is cheap And it is gold Nature is airy And we are here Wall is better And it is stale ...

Content Minority

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Better silent Than in dragnet Of a noisy majority Better nameless Than in fame On a fizzy mount Better lockdown  Than in freedom At a crime fiesta Better tasteless Than a drunk On junk wine Better absent Than in count At a worry wagon Better fruitless Than in riches Of a lying brood Better naked Than in rags On a royal street  Better hopeless  Than in faith On an empty race Better ignorant  Than in awareness  Of a false knowledge  Better homeless Than in comfort On a wolf's couch Better foolish Than in classroom Of a greedy dog  Better jobless Than in peril Of a forced labour ...

False Education Worse Than No Education

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Culture is our education. It is how our minds are trained to function. Systems of education influence our culture. #Culture in turn engineers our lifestyle. We need #education that #savetheplanet, esteems people, promotes peace, partnerships and social justice. #SDG4  #SDGs

No Chattels

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We are Extraordinary servants Not Mere slaves We are  Faithful children Not Doubtful adults We are Willing labourers Not Forced workers  We are  Winning generals Not  Defeated foes We are Candle lights Not Darkened nights We are Love banks Not Strife walls We are Necessity stores Not Waste bins We are Loyal goats Not Stubborn sheep We are Priceless goods Not Cheap bads We are  Flexible necks Not  Hard heads We are Running missions Not  Chasing shadows We are  Wealthy house Not Poor street   ...