Branch-Carbon-Fair

I am a debtor of sort

With patience I shall pay all I owe

I am a creditor of sort

With mercy I look on all I see

I am a currency of sort

With worthy anchor and goods, value soars

I am a net debtor in gratitude 

With thoughtful melody, I shall overflow

...

Finance is a language

I shall understand it

Debt is an instrument

I shall own it